Investment tool that guarantees at least 75% of your investment within a specific period.
“We at BIFS are a reliable one stop shop; providing you a variety Insurance Products and Services.”
Annuities
Schedule to withdraw income from your savings and investments.
Registered Education Savings Plan (RESP)
Savings for your children’s education plan. The government tops it up to 20% of your contribution up to a ceiling.
Registered Retirement Savings Plan (RRSP)
Investment plan that helps you save money on taxes. This savings reduces your income, profits are not taxed until withdrawal, and it helps you boost your retirement income or your beneficiaries.
Registered Retirement Investment Fund (RRIF)
Your converted registered retirement savings plan (RRSP) between ages 65 and 71.
Life Income Fund
Retirement savings to supplement your pension plan. This has no withdrawal ceiling.
Life Retirement Income Fund
A Life Retirement Income Fund is a type of registered retirement income fund that can be used to hold locked in pension funds.
Non – Registered Income Fund
Investment that is not registered with the government. This has no tax supplement. Profit and losses are taxable yearly.
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Other Services
AUTO - PERSONAL AND COMMERCIAL
We at BIFS provide Personal and Commercial auto insurance including Long Haul, Non-Profit organizations etc.
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Long Term Care
LONG TERM CARE INSURANCE To provide needed funds for daily living should you needed care or when you are terminally…
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Investments and Loans
INVESTMENT LOANS Provide Loans for qualified investors who needs funds to top up their registered and non-registered investments.
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Mortgage Insurance
MORTGAGE INSURANCE. Is a life insurance policy that will be able to pay your outstanding mortgage should you pass away.…
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Disability Insurance
What do you think would happen to your home and family should you fall sick and unable to provide for…
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Properties
PROPERTY INSURANCE The need to protect your home, Rented dwellings, Condos, AirBnB, and businesses. We at BIFS and our affiliates…
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Critical Illness
CRITICAL ILLNEES INSURANCE This a policy that ensures that you are paid a lump sum of money should you are…
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Health Insurance
Ensure you’re protected when you fall sick. Covered prescriptions, dental and travel insurance. “We at BIFS are a reliable one…
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Life Insurance
Protect your home, family, property and business should something happen to you. ” We at BIFS are a one stop…
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